Exchange Fee Calculator

Professional Exchange Fee Calculator

You could save up to 75.41 EUR by choosing the best option!
Best Deal

Online Transfer (Wise, Revolut)

1,079.03EUR
Rate1.0790
Fee-5.97 EUR
Markup~0.6%

Credit Card (Abroad)

1,066.01EUR
Rate1.0660
Fee-18.99 EUR
Markup~1.8%

Bank Wire Transfer

1,055.16EUR
Rate1.0552
Fee-29.84 EUR
Markup~2.8%

Cash Exchange (Bureau)

1,041.60EUR
Rate1.0416
Fee-43.40 EUR
Markup~4.0%

Airport Kiosk

1,003.63EUR
Rate1.0036
Fee-81.38 EUR
Markup~7.5%

Exchange Fee Calculator

Professional Exchange Fee Calculator

Features

  • Compare what you actually receive after a forex spread vs. the mid-market rate
  • Spread is applied as a discount to the mid-market rate: effective = mid × (1 − feePercent/100)
  • Compare multiple providers side by side (bank, credit card, online broker)
  • Useful for trip-cost estimates, international transfers, and brokerage cost comparisons
  • Runs entirely in your browser

How to use

  1. Enter your input data in the provided field.
  2. Configure any options as needed.
  3. View the results instantly and copy or download the output.

Tips & Best Practices

  • The "fee" most providers charge is hidden in the exchange rate spread — not an explicit line-item charge.
  • Mid-market rate is the wholesale rate banks use among themselves; retail rates always include a markup.
  • A 1% spread on $1000 = $10 — significant on large transfers. Compare providers before sending.
  • Some providers charge BOTH a percentage spread AND a flat fee; check the small print.
  • For frequent international transfers, dedicated services (Wise, Revolut, etc.) typically beat traditional banks by 2–4%.

FAQ

Is this tool free to use?

Yes, completely free with no registration, no limits, and no hidden costs.

Is my data private?

All processing happens in your browser. No data is ever sent to any server or third party.

Does it work offline?

Once loaded, the tool works entirely offline. All processing is done client-side with JavaScript.

Which browsers are supported?

Works in Chrome, Firefox, Safari, Edge, and all modern browsers on desktop and mobile.

Can I use the results commercially?

Yes, all output is yours to use freely in any personal or commercial project without restrictions.